Interview preparation course by Sage Financial Academy — an independent training provider.
SBI has opened 14 posts at JMGS Scale I and 21 at MMGS Scale II. There is no written exam — shortlisting rests on the application you file, and your rank on a single 100-mark interview.
Access is instant. Your code appears on screen the moment the payment clears, and lands in your inbox at the same time. Four things do most of the work:
A simulated three-member panel that knows this notification and adapts to your resume. It asks, you answer, it scores you and says what was missing. Practise a hundred times — no scheduling, no batch timing.
Six sections following the module order, narrated end to end — advertisement, resume, biodata, introduction, products, questions. Watch on the commute; nothing is padding.
The entire written programme in one reference — eligibility, application strategy, document specs, interview structure and every trade finance product. Searchable the night before the interview.
Sorted by where the question comes from, so you prepare against your own profile rather than reading everything — trade technical, resume-probing, general banking, current affairs, and maker/checker scenarios.
Both posts sit inside the same International Banking Group trade finance chain. One inputs the transaction; the other validates and releases it. Every difference in eligibility follows from that single split.
| Post | SC | ST | OBC | EWS | UR | Total | PwBD (VI)* |
|---|---|---|---|---|---|---|---|
| TFO — JMGS-I | 2 | 1 | 3 | 1 | 7 | 14 | 1 |
| TFO — MMGS-II | 3 | 1 | 5 | 2 | 10 | 21 | 1 |
* PwBD reservation is horizontal — counted inside the parent category totals, not added to them. Vacancies are provisional and may vary.
Everything below is reckoned as on 31.07.2026. Pick your post — the academic bar is word-for-word identical, so age and experience are the real gates.
| Age | 21 – 30 years (unreserved) |
|---|---|
| Experience | Minimum 1 year, post-qualification, in trade finance processing and operations, mandatorily in an Officer/Official role at a scheduled commercial bank — preferably as a maker. |
| Mandatory qualification | Graduation in any discipline (Govt.-recognised) and IIBF Certificate Course in Foreign Exchange (CCFE) — the notification's "Certification in Forex Operations from IIBF" — dated on or before 31.07.2026. |
| Preferred certification | CDCS (LIBF) / CSDG (LIBF) / CTFP (ICC Academy) — OR — GTC (ICC Academy) / CITF (LIBF) / CITF (IIBF) |
| Pay scale | 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Vacancies | 14 (SC 2 · ST 1 · OBC 3 · EWS 1 · UR 7) |
| OBC (non-creamy layer) | +3 years → up to 33 |
|---|---|
| SC / ST | +5 years → up to 35 |
| PwBD (UR / EWS) | +10 years → up to 40 |
| PwBD (OBC) | +13 years → up to 43 |
| PwBD (SC / ST) | +15 years → up to 45 |
| Age | 23 – 32 years (unreserved) |
|---|---|
| Experience | Minimum 3 years, post-qualification, in trade finance processing, mandatorily in an Officer/Official role at a scheduled commercial bank. |
| Mandatory qualification | Graduation in any discipline (Govt.-recognised) and IIBF Certificate Course in Foreign Exchange (CCFE) — the notification's "Certification in Forex Operations from IIBF" — dated on or before 31.07.2026. Identical to JMGS-I. |
| Preferred certification | CDCS (LIBF) / CSDG (LIBF) / CTFP (ICC Academy) — OR — GTC (ICC Academy) / CITF (LIBF) / CITF (IIBF) |
| Pay scale | 64820-2340/1-67160-2680/10-93960 |
| Vacancies | 21 (SC 3 · ST 1 · OBC 5 · EWS 2 · UR 10) |
| OBC (non-creamy layer) | +3 years → up to 35 |
|---|---|
| SC / ST | +5 years → up to 37 |
| PwBD (UR / EWS) | +10 years → up to 42 |
| PwBD (OBC) | +13 years → up to 45 |
| PwBD (SC / ST) | +15 years → up to 47 |
If you clear both age-and-experience gates, you may apply for both posts. Each application carries its own fee.
No preliminary, no mains, no descriptive paper. Everything compresses into how well you file, and how well you speak.
Registration completes only when the ₹750 fee is paid. Editing is allowed three times before final submission.
Finish and submit 72 hours early. Portal load in the last days causes failed uploads that are never reopened.
A Bank committee fixes the parameters. Meeting the minimum gives you no right to a call — your application quality does.
Call letter by email or website only, no hard copy. Originals verified on the day; NOC required if you serve a Govt./PSU employer.
Descending order of interview marks alone. Ties are broken in favour of the older candidate.
Half your outcome is decided before you enter the room. Most candidates prepare only for the other half.
Shortlisting is at the Bank's sole discretion. The committee sees your uploads, your experience certificate wording and your resume — nothing else.
100 marks, with no written test to average it out. Technical depth, structure and composure are the whole score.
None of these are about knowledge. All of them are avoidable in an afternoon.
Built specifically for advertisement CRPD/SCO/2026-27/15 — and updated for the maker/checker split, so JMGS-I and MMGS-II candidates each get framing that matches the post they applied for. Tap any module to open it.
Most candidates skim the notification. We read it line by line and translate each clause into what it means for your file.
Shortlisting is discretionary and your resume is the only thing the committee reads. This module makes it speak the notification's own language.
The biodata form is not a formality — the panel reads it before asking a single question. It is your chance to frame the conversation in advance.
The interview starts the moment you begin speaking. A generic opening costs you marks you never get a chance to recover.
A simulated three-member panel that knows this notification, adapts to your resume, scores each answer and tells you what was missing.
Written for the night before the interview: crisp, structured, and covering every product the panel can open.
Organised by source so you can prepare against your own profile rather than reading everything.
Seven topics, in teaching order — the ground under the products, then the rules, then the instruments, then the messaging that carries them.
The base every panel assumes you already have — deposits and advances, priority sector, NPA norms, CRR and SLR, Basel III, and the RBI's monetary policy toolkit.
Who writes the rules and who carries the risk — ICC and its publications, WTO, EXIM Bank, ECGC, FEDAI and IIBF, and where each one touches a trade transaction.
The RBI framework governing exports — declaration and realisation periods, write-off and extension, EDPMS entries and outstanding bills, and the AD bank's reporting duties.
The mirror side — evidence of import, time limits for settlement, advance remittance and guarantee requirements, IDPMS knock-off, and AD code obligations.
Types and parties, the full lifecycle from issuance to settlement, UCP 600 and ISBP, discrepancy handling, complying presentation, transferable and back-to-back credits.
Performance, financial, advance payment and bid bond guarantees; URDG 758, standbys under ISP 98, invocation, expiry, limitation and the claim process.
How the instruction actually travels — the message categories that matter to a trade desk, what each field carries, and why the message type tells you the stage of the transaction. MT700 and MT701 for issuance, MT707 for amendments, MT710 and MT720 for advising and transfer, MT734 and MT750 for discrepancies, MT742 for reimbursement claims, and MT760 with MT765 for guarantees and their invocation.
Eighteen years in Trade Finance, Foreign Exchange and banking operations — Letters of Credit, Bank Guarantees, documentary collections and SWIFT messaging. The same maker-checker chain this advertisement describes, from the inside.
Certified Documentary Credit Specialist (CDCS) from the London Institute of Banking & Finance, FEDAI trained, and IIBF certified in Trade Finance, Foreign Exchange and customer service — with strategic contributions across HDFC Bank, Kotak Mahindra Bank, ICICI Bank, Axis Bank and Yes Bank. Work that sits where regulation meets the transaction.
Across more than a thousand candidates trained, I know exactly where aspirants lose marks: almost never on technical knowledge, and almost always on application filing errors, weak experience-certificate wording, and an unstructured first ninety seconds at the interview.
This program is built from that pattern — and this edition is rewritten for CRPD/SCO/2026-27/15, the first SBI TFO notification to open both JMGS-I and MMGS-II together. The maker and the checker are judged on different things, and your file should say so.
Not a generic banking course. Every template, question and checklist here is tied to this advertisement.
Candidates who prepared with us and cleared the interview in the 2026 cycle. First names only — we keep the rest private.
Selection depends on your own eligibility, application and interview performance. No course can guarantee a result, and we do not claim any association with the recruiting bank.
Registration closes 19 September 2026. The margin between shortlisted and not shortlisted is your application; the margin between selected and not selected is your interview. This program covers both halves.
Three questions, checked against advertisement CRPD/SCO/2026-27/15.
We'll show your result on screen straight away — the email is so we can send the eligibility checklist and any corrigendum SBI issues.
No spam. Unsubscribe any time.
That is the date SBI reckons age on — not today's date. Your category decides the upper-age relaxation.
Count only post-qualification experience in trade finance processing, in an Officer/Official role at a scheduled commercial bank. Teaching and training experience does not count.
You meet the notified conditions. Now the only thing between you and the post is your application and one interview.
Provisional self-check only. SBI's own notification decides eligibility — always verify before you pay the fee.